Bank credit granted to Saudi Arabia’s public and private sectors continued its upward trajectory and reached its highest level by the end of 2025, totaling approximately 3.3 trillion riyals, achieving an annual growth of 11.5% and increasing by more than 340.6 billion riyals compared to 2024, when it reached approximately 2.9 trillion riyals.
According to the monthly statistical bulletin for December 2025 published by the Saudi Arabian Central Bank (SAMA), bank credit also recorded a 1% growth on a quarterly basis, increasing by more than 34 billion riyals compared to the end of the third quarter of the same year (approximately 3.2 trillion riyals).
economic growth
According to monthly data, bank credit at the end of December increased by 0.4% on a monthly basis, increasing by more than SR13.9 billion compared to the end of November, when it amounted to SR3.282 trillion at the time.
The bulletin indicated that bank credit granted to the public and private sectors will be distributed to various economic activities in a manner that facilitates the achievement of inclusive and sustainable economic growth, supporting Saudi Vision 2030’s goals of improving the financing environment and expanding the scope of investment in key sectors.
largest share
According to the data, long-term bank credit (more than 3 years) accounted for the largest share at 49% of the total credit, amounting to SR 1,605 trillion, while short-term credit (less than 1 year) accounted for 38%, amounting to SR 1,250 trillion, and medium-term credit (1 to 3 years) accounting for 13% of the total, amounting to SR 250 trillion. 440 trillion 35 billion riyals.
Bank credit granted to Saudi Arabia’s public and private sectors continued its upward growth trajectory, reaching an all-time high of approximately 3.3 trillion riyals by the end of 2025, achieving an annual growth rate of 11.5%, an increase of over 340.6 billion riyals compared to approximately 2.9 trillion riyals in 2024.
According to the monthly statistical bulletin for December 2025 published by the Saudi central bank “SAMA”, bank credit also recorded a quarterly growth of 1%, increasing by more than 34 billion riyals compared to the end of the third quarter of the same year (approximately 3.2 trillion riyals).
economic growth
According to monthly data, bank loans by the end of December increased by 0.4% per month, with the increase exceeding SR13.9 billion compared to SR3.282 trillion at the end of November.
The report showed that bank credit granted to the public and private sectors is distributed across various economic activities, facilitating the achievement of inclusive and sustainable economic growth and supporting Saudi Vision 2030’s goals of improving the financing environment and increasing investment in key sectors.
largest share
According to the data, long-term bank credit (more than 3 years) accounted for the largest share at 49% of the total credit, with an amount of SR 1,605 billion, short-term credit (less than 1 year) accounted for 38%, with an amount of SR 1,250 billion, and medium-term credit (1 to 3 years) accounted for 13% of the total, with an amount of SR 440,035 billion. Rial.
