The total amount spent on dinar-denominated credit cards in 2025 was approximately 5.3 billion dinars, an increase of approximately 638 million dinars, or 13.7%, compared to approximately 4.6 billion dinars in 2024.
Data based on the Central Bank of Kuwait shows that this increase was achieved over all quarters of last year compared to the corresponding period in 2024, confirming that this increase is not circumstantial and not related to one season. Expenditures in the first quarter of 2025 amounted to approximately Dh1.2 billion (Dh1.05 billion), increased to around Dh1.26 billion (Dh1.12 billion) in the second quarter, reached the highest level in the third quarter at around Dh1.43 billion (Dh1.26 billion), and stabilized at Dh1.37 billion in the fourth quarter. 1.21 billion dinars.
While the third quarter is the peak of annual activity, a logical seasonal pattern associated with increased international travel, summer vacations, and tourism spending, the continued strength in the fourth quarter reflects the effects of shopping seasons, sales, and the end of the year, indicating that seasonal factors reinforced the upward trend, but were not the only reason.
The total usage of dinar-denominated credit cards recorded in 2025 was approximately 5.3 billion dinars, compared to approximately 4.6 billion dinars in 2024, an increase of nearly 638 million dinars, representing a growth rate of 13.7%.
Data based on the Central Bank of Kuwait shows that this increase occurred over all quarters of the previous year compared to the corresponding period in 2024, confirming that this increase is not circumstantial and not related to a single season. Expenditures in the first quarter of 2025 were approximately 1.2 billion dinars (vs. 1.05 billion dinars), increased to approximately 1.26 billion dinars (vs. 1.12 billion dinars) in the second quarter, reached the highest level in the third quarter at approximately 1.43 billion dinars (vs. 1.26 billion dinars), and stabilized at 1.37 billion dinars in the fourth quarter. 1.21 billion dinars.
While the third quarter is considered the peak of annual activity and is the logical season associated with increased international travel, summer holidays, and tourism spending, the continued strength of the fourth quarter reflects the impact of shopping seasons, promotions, and year-end activity, indicating that seasonal factors are pattern-wise reinforcing the upward trend, but are not the only reason.
