RIYADH – Saudi Arabia’s domestic liquidity increased sharply at the end of November 2025, increasing by SR193.02 billion year-on-year to exceed Riyadh 3.138 trillion, according to official data from the Saudi Central Bank (SAMA).
SAMA said in its monthly statistical bulletin for November 2025 that the annual growth rate was 6.6%, up from approximately SR2,945 billion recorded in the same period in 2024, reflecting the continued expansion of the broad money supply (M3).
On a monthly basis, liquidity increased by SR 332.2 million, a slight increase of 0.01% compared to October 2025.
Demand deposits accounted for the largest share of the money supply, accounting for 45.2% or approximately SR1,418 billion. This was followed by fixed deposits and savings deposits with a share of 37.3%, totaling approximately SR1.17 trillion.
Other quasi-monetary deposits amounted to approximately 310.31 billion riyals, accounting for nearly 10% of the total, and currency in circulation outside banks amounted to 239.52 billion riyals, accounting for approximately 8%.
SAMA explained that quasi-monetary deposits include residents’ foreign currency deposits, outstanding letters of credit, outstanding remittances, and repurchase agreements made with the private sector.
The central bank noted that M1 includes currency and demand deposits in circulation outside banks, M2 adds term deposits and savings deposits, and M3 includes other quasi-currency deposits to provide the broadest measure.
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