Abu Dhabi Commercial Bank (ADCB) recorded a net profit after tax of AED 11,445 million in FY2025, a year-on-year growth of 22%, with a net profit of AED 3,342 million in the fourth quarter.
The bank reported pre-tax profit for 2025 of AED 12,843 million, up 21% year-on-year, achieving 18 consecutive quarters of pre-tax profit growth.
Pre-tax profit for the fourth quarter amounted to AED 3,736 million, representing a year-on-year growth of 30%.
In terms of revenue, operating profit increased by 14% in 2025, supported by strong growth in both net interest income and fee income.
Operational efficiency also improved as the cost-to-revenue ratio fell to 28.2%.
On the balance sheet, total assets increased by 19% year-on-year to AED 774 billion, net lending increased by 16% to AED 406 billion and customer deposits increased by 19% to AED 500 billion.
The bank’s statement also referred to its recommendation to pay a cash dividend of AED 0.63 per share in 2025, for a total of AED 4.985 billion, equivalent to 44% of net profit, subject to regulatory and annual general meeting approvals.
